Debt
Sale
Explained

We have debt solutions
that work for you

Boost your bottom line with customized solutions to maximize your ROI

The Canaccede approach

The Canaccede approach

We offer fair market value for portfolios.

The Canaccede approach

The Canaccede approach

We offer fair market value for portfolios, employ a collaborative approach through the ownership cycle to share insights, best practices to ensure that we maintain brand reputation during our management.

HOW OUR PRODUCT WORKS:

  • We purchase bulk and forward-flow charged-off debt by providing fair dollar value
  • We commit to working with you to protect your brand’s reputation
  • We work with a well-managed internal and external collection network
  • Credit bureau reporting when available
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Risk managers

We minimize the expense of distressed account recovery.

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Risk managers

We minimize the expense of distressed account recovery by buying bulk and forward flow sales at an established value. We ensure forward flow sales match recoveries to credit loss in the same period which reduces your risk capital requirements.

Data risk is minimized by employing sophisticated and advanced privacy and security protocols. We follow all applicable provincial and federal laws and regulations.

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Finance managers

We purchase forward flows and bulk purchases.

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Finance managers

We purchase forward flows and bulk purchases according to your timing and other needs which improves your capital and operational expenses. Distressed purchases undergo an extensive underwriting process to ensure the best value is placed on all files. To further enhance your financial position, Canaccede has a dedicated client management team ready to work with you.

Additionally, the elimination of internal processing, monitoring, and managing of receipts with forward-flow sales can further eliminate vendor costs.

Debt sale explained

  • Forward flow Sale Benefits: Collecting recoveries at charge-off, through a forward flow sale rather than over the lifespan of the file allows for an uplift in reinvestment profits.
  • Bulk Sale Benefits: A bulk portfolio sale allows for a more explicit valuation of assets on the balance sheet given the pricing in place while generating a stable and lower net credit loss rate on the corporate income statement.
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Operations managers

We take the recovery operations of any tier of paper off your hands.

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Operations managers

We take the recovery operations of any tier of paper off your hands, allowing your internal resources to be more efficient and profitable.  When we purchase and manage your distressed receivables, your operational capacity is no longer constrained by limited internal resources or the lack of scale of external agencies.

Operational set-up with Canaccede is seamless. Our system of record allows your files to be easily integrated, managed, and reported on through the life of our relationship.

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Technology managers

Our cloud-based platform enables efficient distribution of all files to agencies.

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Technology managers

Our cloud-based platform enables efficient distribution of all files to agencies, internal collecting teams, reporting systems, and our productivity management capabilities. We have flexibility to meet virtually any volume fluctuations and use sophisticated integration points for seamless flow of data onto our system to ensure security, privacy, and data integrity standards.

Contact us to find out how we can help optimize your debt recovery.